What to Look for in Oaks, PA Lease-to-Own Companies
When choosing a lease-to-own company in Oaks, PA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Oaks so you can decide which company sounds best for you.
How Does Lease-to-Own in Oaks, PA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Oaks, PA follow similar models. You shop at an approved Oaks retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Oaks, PA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Oaks, PA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Oaks, PA. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Oaks, PA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Oaks, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Oaks and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Oaks, PA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oaks, PA
Snap Finance and Acima Leasing both want to help shoppers in Oaks PA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Oaks, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Oaks, PA requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Oaks, PA
Acima Leasing and Snap Finance are great options for Oaks, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.