Comparing Lease-to-Own Companies in Oaks, PA
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Oaks, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Oaks, PA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Oaks Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Acima Leasing work in Oaks, PA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Oaks, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Oaks, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Oaks vs. Acima Leasing
Acima Leasing and Progressive Leasing in Oaks, PA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing in Oaks, PA requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Are you shopping in Oaks with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Oaks Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Oaks allows you to shop at thousands of Oaks stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Oaks, PA, or shop Acima Leasing's online retailers.
What Items Can I Lease in Oaks, PA with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Oaks, PA follow similar guidelines for leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Oaks, PA?
The choice of lease-to-own company in Oaks, PA is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Oaks you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.