What to Look for in Norristown, PA Lease-to-Own Companies
When choosing a lease-to-own company in Norristown, PA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Norristown and Acima Leasing so you can determine which company is right for you.
Snap Finance in Norristown, PA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Norristown, PA tend to work the same way. You shop at an approved Norristown retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Norristown, PA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Norristown, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Norristown, PA. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Norristown, PA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Norristown, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Norristown stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Norristown, PA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Norristown, PA?
Both Snap Finance and Amica Leasing aim to help shoppers in Norristown, PA with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Norristown, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Norristown, PA, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Norristown, PA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Norristown, PA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.