What to Look for in Newtown Square, PA Lease-to-Own Companies
When comparing lease-to-own companies in Newtown Square, PA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Newtown Square so you can determine which company is right for you.
Snap Finance in Newtown Square, PA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Newtown Square, PA follow similar models. You shop in person or online at an approved Newtown Square retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Newtown Square, PA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Newtown Square, PA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Newtown Square, PA. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Newtown Square, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Newtown Square, PA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Newtown Square businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Newtown Square, PA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Newtown Square, PA
Snap Finance and Acima Leasing both want to help shoppers in Newtown Square PA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Newtown Square, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Newtown Square, PA also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Newtown Square, PA
Acima Leasing and Snap Finance are great options for Newtown Square, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.