Choosing Your New Castle, PA Lease-to-Own Company
When comparing lease-to-own companies in New Castle, PA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in New Castle so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in New Castle, PA
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in New Castle, PA follow similar models. You shop in person or online at an approved New Castle retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in New Castle, PA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in New Castle, PA?
The items you can shop for vary based on which New Castle, PA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in New Castle, PA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local New Castle, PA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local New Castle stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in New Castle, PA.
What Are the Requirements for Acima Leasing vs. Snap Finance in New Castle, PA?
Both Snap Finance and Amica Leasing support New Castle, PA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in New Castle, PA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in New Castle, PA also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in New Castle, PA
Acima Leasing and Snap Finance have a lot to offer shoppers in New Castle, PA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.