How to Choose a Lease-to-Own Company in New Bethlehem, PA
When choosing a lease-to-own company in New Bethlehem, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in New Bethlehem and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in New Bethlehem, PA
Are there any differences in how Snap Finance and Acima Leasing work? Most New Bethlehem, PA lease-to-own companies operate similarly. You shop at an approved New Bethlehem retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in New Bethlehem, PA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in New Bethlehem, PA?
The items you can shop for vary based on which New Bethlehem, PA retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
New Bethlehem, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local New Bethlehem, PA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local New Bethlehem stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in New Bethlehem, PA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in New Bethlehem, PA
Snap Finance and Amica Leasing are dedicated to helping New Bethlehem, PA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in New Bethlehem, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in New Bethlehem, PA requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in New Bethlehem, PA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for New Bethlehem, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.