Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Murrysville, PA

You’re ready to shop with help from a lease-to-own company in Murrysville, PA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Murrysville, PA

When choosing a lease-to-own company in Murrysville, PA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Murrysville so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Murrysville, PA Work

How does Snap Finance work? Or Acima Leasing? Whichever Murrysville, PA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Murrysville and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Murrysville, PA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Murrysville, PA?

The items you can shop for vary based on which Murrysville, PA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Murrysville, PA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Murrysville, PA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Murrysville stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Murrysville, PA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Murrysville, PA?

Everyone in Murrysville, PA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Murrysville, PA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Murrysville, PA also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Murrysville, PA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Murrysville, PA. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.