Snap Finance in Mars, PA or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Mars, PA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Mars, PA

When choosing a lease-to-own company in Mars, PA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Mars so you can decide which company sounds best for you.

How Does Lease-to-Own in Mars, PA Work?

How does Acima Leasing work? Or Snap Finance? Most Mars, PA lease-to-own companies operate similarly. You shop in person or online at an approved Mars retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Mars, PA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mars, PA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mars, PA. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Mars, PA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Mars, PA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mars businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Mars, PA.

Acima Leasing vs. Snap Finance Application and Requirements in Mars, PA

Both Snap Finance and Amica Leasing support Mars, PA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Mars, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Mars, PA, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Mars, PA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mars, PA. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.