What to Look for in Malvern, PA Lease-to-Own Companies
When choosing a lease-to-own company in Malvern, PA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Malvern and Acima Leasing so you know which company is your best fit.
Snap Finance in Malvern, PA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Malvern, PA lease-to-own companies operate similarly. To start, you choose an approved retailer in Malvern and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Malvern, PA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Malvern, PA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Malvern, PA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Malvern, PA
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Malvern, PA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Malvern stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Malvern, PA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Malvern, PA
Snap Finance and Acima Leasing both want to help shoppers in Malvern PA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Malvern, PA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Malvern, PA also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Malvern, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Malvern, PA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.