Snap Finance in Levittown, PA or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Levittown, PA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Levittown, PA

When picking a lease-to-own company in Levittown, PA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Levittown so you know which company is your best fit.

Snap Finance in Levittown, PA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Levittown, PA lease-to-own companies operate similarly. To start, you choose an approved retailer in Levittown and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Levittown, PA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Levittown, PA?

The items you can shop for in Levittown, PA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Levittown, PA

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Levittown, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Levittown businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Levittown, PA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Levittown, PA

Everyone in Levittown, PA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Levittown, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Levittown, PA also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Levittown, PA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Levittown, PA. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.