Snap Finance in King Of Prussia, PA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in King Of Prussia, PA? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in King Of Prussia, PA

When picking a lease-to-own company in King Of Prussia, PA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in King Of Prussia and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in King Of Prussia, PA

How do Acima Leasing and Snap Finance work? Whichever King Of Prussia, PA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved King Of Prussia retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, select the eligible products you want, and Acima Leasing in King Of Prussia, PA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in King Of Prussia, PA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in King Of Prussia, PA. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in King Of Prussia, PA

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local King Of Prussia, PA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in King Of Prussia and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in King Of Prussia, PA.

What’s Needed to Apply for Acima Leasing or Snap Finance in King Of Prussia, PA

Both Snap Finance and Amica Leasing support King Of Prussia, PA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in King Of Prussia, PA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in King Of Prussia, PA, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in King Of Prussia, PA? Try Acima Leasing

Many shoppers across King Of Prussia, PA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.