Choosing Your Johnstown, PA Lease-to-Own Company
When picking a lease-to-own company in Johnstown, PA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Johnstown so you can determine which company is right for you.
How Does Lease-to-Own in Johnstown, PA Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Johnstown, PA tend to work the same way. First, you pick from a list of approved Johnstown retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Johnstown, PA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Johnstown, PA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Johnstown, PA. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Johnstown, PA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Johnstown, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Johnstown businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Johnstown, PA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Johnstown, PA?
Both Snap Finance and Amica Leasing support Johnstown, PA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Johnstown, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Johnstown, PA, you will also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Johnstown, PA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Johnstown, PA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.