Selecting a Lease-to-Own Company in Johnstown, PA
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. Johnstown is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Johnstown, PA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Johnstown Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Acima Leasing work in Johnstown, PA? What about Progressive Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Johnstown, pick out the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Johnstown, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Johnstown vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Johnstown, PA share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Johnstown, PA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Johnstown shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Johnstown, PA
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Johnstown allows you to shop at thousands of Johnstown stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Johnstown, PA stores.
What Items Can I Lease in Johnstown, PA with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Johnstown, PA consider the same items leasable. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Johnstown, PA Lease-to-Own Company?
Determining the right lease-to-own company in Johnstown, PA is a personal choice we can't make for you. You have to select the right fit for you based on which Johnstown retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.