Choosing a Lease-to-Own Company in Jenkintown, PA
When picking a lease-to-own company in Jenkintown, PA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Jenkintown and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Jenkintown, PA Work?
How does Acima Leasing work? Or Snap Finance? Whichever Jenkintown, PA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Jenkintown and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Jenkintown, PA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jenkintown, PA?
The items you can shop for vary based on which Jenkintown, PA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Jenkintown, PA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Jenkintown, PA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Jenkintown and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Jenkintown, PA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Jenkintown, PA
Both Snap Finance and Amica Leasing support Jenkintown, PA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Jenkintown, PA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Jenkintown, PA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Jenkintown, PA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Jenkintown, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.