What to Look for in Folcroft, PA Lease-to-Own Companies
When choosing a lease-to-own company in Folcroft, PA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Folcroft so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Folcroft, PA Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Folcroft, PA tend to work the same way. First, you pick from a list of approved Folcroft retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Folcroft, PA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Folcroft, PA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Folcroft, PA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Folcroft, PA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Folcroft, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Folcroft businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Folcroft, PA.
Acima Leasing vs. Snap Finance Application and Requirements in Folcroft, PA
Both Snap Finance and Amica Leasing aim to help shoppers in Folcroft, PA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Folcroft, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Folcroft, PA also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Folcroft, PA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Folcroft, PA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.