Snap Finance in Fairless Hills, PA or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Fairless Hills, PA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Fairless Hills, PA

When picking a lease-to-own company in Fairless Hills, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Fairless Hills so you can find the right company for you.

How Does Lease-to-Own in Fairless Hills, PA Work?

How do Acima Leasing and Snap Finance work? Most Fairless Hills, PA lease-to-own companies operate similarly. You shop at an approved Fairless Hills retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Fairless Hills, PA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Fairless Hills, PA?

The items you can shop for in Fairless Hills, PA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Fairless Hills, PA

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Fairless Hills, PA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Fairless Hills businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Fairless Hills, PA or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Fairless Hills, PA

Snap Finance and Amica Leasing are dedicated to helping Fairless Hills, PA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Fairless Hills, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Fairless Hills, PA also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Fairless Hills, PA, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Fairless Hills, PA. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.