Choosing Your Exton, PA Lease-to-Own Company
When picking a lease-to-own company in Exton, PA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Exton and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Exton, PA
How does Acima Leasing work? Or Snap Finance? Most Exton, PA lease-to-own companies operate similarly. You shop at an approved Exton retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in Exton, PA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Exton, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Exton, PA. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Exton, PA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Exton, PA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Exton businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Exton, PA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Exton, PA?
Both Snap Finance and Amica Leasing aim to help shoppers in Exton, PA with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Exton, PA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Exton, PA also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Exton, PA
Acima Leasing and Snap Finance have a lot to offer shoppers in Exton, PA. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.