Choosing Your Elkins Park, PA Lease-to-Own Company
When choosing a lease-to-own company in Elkins Park, PA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Elkins Park so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Elkins Park, PA Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Elkins Park, PA tend to work the same way. You shop in person or online at an approved Elkins Park retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Elkins Park, PA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Elkins Park, PA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Elkins Park, PA. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Elkins Park, PA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Elkins Park, PA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Elkins Park stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Elkins Park, PA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Elkins Park, PA
Snap Finance and Acima Leasing both want to help shoppers in Elkins Park PA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Elkins Park, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
For Acima Leasing in Elkins Park, PA, you will also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Elkins Park, PA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Elkins Park, PA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.