Deciding Between Acima Leasing and Snap Finance in Clifton Heights, PA

You need a lease-to-own option in Clifton Heights, PA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Clifton Heights, PA

When choosing a lease-to-own company in Clifton Heights, PA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Clifton Heights and Acima Leasing so you can find the right company for you.

How Does Lease-to-Own in Clifton Heights, PA Work?

How does Acima Leasing work? Or Snap Finance? Most Clifton Heights, PA lease-to-own companies operate similarly. You shop in person or online at an approved Clifton Heights retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Clifton Heights, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Clifton Heights, PA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Clifton Heights, PA. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Clifton Heights, PA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Clifton Heights, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Clifton Heights and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Clifton Heights, PA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Clifton Heights, PA?

Snap Finance and Acima Leasing both want to help shoppers in Clifton Heights PA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Clifton Heights, PA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Clifton Heights, PA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Clifton Heights, PA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Clifton Heights, PA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.