Choosing Your Bethlehem, PA Lease-to-Own Company
When choosing a lease-to-own company in Bethlehem, PA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bethlehem and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Bethlehem, PA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Bethlehem, PA follow similar models. First, you pick from a list of approved Bethlehem retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Bethlehem, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Bethlehem, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bethlehem, PA. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Bethlehem, PA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Bethlehem, PA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Bethlehem and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Bethlehem, PA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Bethlehem, PA?
For shoppers in Bethlehem, PA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Bethlehem, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Bethlehem, PA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Bethlehem, PA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Bethlehem, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.