Choosing Your Bethel Park, PA Lease-to-Own Company
When picking a lease-to-own company in Bethel Park, PA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Bethel Park and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Bethel Park, PA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Bethel Park, PA follow similar models. You shop at an approved Bethel Park retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Bethel Park, PA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Bethel Park, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bethel Park, PA. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Bethel Park, PA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Bethel Park, PA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Bethel Park and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Bethel Park, PA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bethel Park, PA
Snap Finance and Acima Leasing both want to help shoppers in Bethel Park PA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Bethel Park, PA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Bethel Park, PA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Bethel Park, PA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Bethel Park, PA. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.