Choosing a Lease-to-Own Company in Bensalem, PA
When picking a lease-to-own company in Bensalem, PA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bensalem so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Bensalem, PA
How does Acima Leasing work? Or Snap Finance? Most Bensalem, PA lease-to-own companies operate similarly. To start, you choose an approved retailer in Bensalem and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bensalem, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Bensalem, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bensalem, PA. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Bensalem, PA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Bensalem, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Bensalem businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Bensalem, PA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bensalem, PA?
For shoppers in Bensalem, PA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bensalem, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Bensalem, PA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Bensalem, PA? Try Acima Leasing
Many shoppers across Bensalem, PA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.