How to Choose a Lease-to-Own Company in Beaver Meadows, PA
When comparing lease-to-own companies in Beaver Meadows, PA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Beaver Meadows and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Beaver Meadows, PA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Beaver Meadows, PA lease-to-own companies operate similarly. You shop in person or online at an approved Beaver Meadows retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Beaver Meadows, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Beaver Meadows, PA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Beaver Meadows, PA. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Beaver Meadows, PA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Beaver Meadows, PA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Beaver Meadows and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Beaver Meadows, PA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Beaver Meadows, PA?
Both Snap Finance and Amica Leasing aim to help shoppers in Beaver Meadows, PA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Beaver Meadows, PA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Beaver Meadows, PA requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Beaver Meadows, PA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Beaver Meadows, PA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.