What to Look for in Bala Cynwyd, PA Lease-to-Own Companies
When picking a lease-to-own company in Bala Cynwyd, PA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bala Cynwyd so you can find the right company for you.
How Does Lease-to-Own in Bala Cynwyd, PA Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Bala Cynwyd, PA tend to work the same way. First, you pick from a list of approved Bala Cynwyd retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Bala Cynwyd, PA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bala Cynwyd, PA?
The items you can shop for vary based on which Bala Cynwyd, PA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Bala Cynwyd, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Bala Cynwyd, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Bala Cynwyd businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Bala Cynwyd, PA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Bala Cynwyd, PA
Both Snap Finance and Amica Leasing aim to help shoppers in Bala Cynwyd, PA with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Bala Cynwyd, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Bala Cynwyd, PA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bala Cynwyd, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Bala Cynwyd, PA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.