What to Look for in Allentown, PA Lease-to-Own Companies
When choosing a lease-to-own company in Allentown, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Allentown so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Allentown, PA
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Allentown, PA tend to work the same way. To start, you choose an approved retailer in Allentown and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Allentown, PA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Allentown, PA?
The items you can shop for in Allentown, PA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Allentown, PA
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Allentown, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Allentown stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Allentown, PA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Allentown, PA?
Both Snap Finance and Amica Leasing support Allentown, PA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Allentown, PA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
For Acima Leasing in Allentown, PA, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Allentown, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Allentown, PA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.