Deciding Between Acima Leasing and Snap Finance in Woodburn, OR

Seeking a lease-to-own solution in Woodburn, OR? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Woodburn, OR Lease-to-Own Company

When picking a lease-to-own company in Woodburn, OR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Woodburn so you can determine which company is right for you.

Snap Finance in Woodburn, OR vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Woodburn, OR lease-to-own companies operate similarly. You shop in person or online at an approved Woodburn retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Woodburn, OR will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Woodburn, OR?

The items you can shop for in Woodburn, OR depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Woodburn, OR and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Woodburn, OR retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Woodburn and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Woodburn, OR.

Acima Leasing vs. Snap Finance Application and Requirements in Woodburn, OR

For shoppers in Woodburn, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Woodburn, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Woodburn, OR, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Woodburn, OR

Acima Leasing and Snap Finance have a lot to offer shoppers in Woodburn, OR. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.