What to Look for in Wilsonville, OR Lease-to-Own Companies
When picking a lease-to-own company in Wilsonville, OR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Wilsonville and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Wilsonville, OR Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Wilsonville, OR tend to work the same way. You shop in person or online at an approved Wilsonville retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Wilsonville, OR or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Wilsonville, OR Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Wilsonville, OR depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Wilsonville, OR
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Wilsonville, OR as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Wilsonville and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Wilsonville, OR stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Wilsonville, OR
For shoppers in Wilsonville, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Wilsonville, OR, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Wilsonville, OR also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Wilsonville, OR
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Wilsonville, OR. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.