Choosing a Lease-to-Own Company in Union, OR
When selecting a lease-to-own company in Union, OR, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Union and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Union, OR
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Union, OR follow similar models. You shop at an approved Union retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Union, OR or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Union, OR?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Union, OR. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Union, OR
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Union, OR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Union businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Union, OR.
What’s Needed to Apply for Acima Leasing or Snap Finance in Union, OR
Both Snap Finance and Amica Leasing aim to help shoppers in Union, OR with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Union, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Union, OR, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Union, OR, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Union, OR. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.