How to Choose a Lease-to-Own Company in Tualatin, OR
When selecting a lease-to-own company in Tualatin, OR, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tualatin so you can decide which company sounds best for you.
How Does Lease-to-Own in Tualatin, OR Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Tualatin, OR lease-to-own companies operate similarly. You shop at an approved Tualatin retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Tualatin, OR will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Tualatin, OR?
The items you can shop for in Tualatin, OR depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Tualatin, OR and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Tualatin, OR retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Tualatin and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Tualatin, OR stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Tualatin, OR?
For shoppers in Tualatin, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Tualatin, OR, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Tualatin, OR also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Tualatin, OR? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Tualatin, OR. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.