What to Look for in The Dalles, OR Lease-to-Own Companies
When picking a lease-to-own company in The Dalles, OR, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in The Dalles and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in The Dalles, OR Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in The Dalles, OR tend to work the same way. You shop at an approved The Dalles retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in The Dalles, OR will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in The Dalles, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in The Dalles, OR. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
The Dalles, OR and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in The Dalles, OR as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in The Dalles and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in The Dalles, OR.
Acima Leasing vs. Snap Finance Application and Requirements in The Dalles, OR
Everyone in The Dalles, OR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in The Dalles, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in The Dalles, OR also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in The Dalles, OR
Acima Leasing and Snap Finance are great options for The Dalles, OR shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.