Choosing a Lease-to-Own Company in Springfield, OR
When selecting a lease-to-own company in Springfield, OR, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Springfield and Snap Finance so you can find the right company for you.
Snap Finance in Springfield, OR vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Springfield, OR lease-to-own companies operate similarly. You shop at an approved Springfield retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Springfield, OR or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Springfield, OR Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Springfield, OR retailers are approved by Snap Finance or Acima Leasing. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Springfield, OR
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Springfield, OR retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Springfield stores and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Springfield, OR or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Springfield, OR
Both Snap Finance and Amica Leasing support Springfield, OR residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Springfield, OR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Springfield, OR, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Springfield, OR, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Springfield, OR. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.