Lease-to-Own in Springfield, OR: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Springfield, OR? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Springfield, OR

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but are low on cash. Springfield is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Springfield, OR against Progressive Leasing so you can figure out which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Springfield, OR Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Springfield, OR? Both companies follow similar application processes. Shop at eligible retailers in Springfield, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Springfield, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Springfield vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Springfield, OR might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Springfield, OR, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Springfield with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Springfield, OR

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Springfield allows you to shop at thousands of Springfield stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Springfield, OR, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Springfield, OR?

The rules for leasable items at Acima Leasing and Progressive Leasing in Springfield, OR are quite similar. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Springfield, OR?

Determining the right lease-to-own company in Springfield, OR is a personal choice we can't make for you. To choose the right fit, consider approval requirements, which stores in Springfield you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.