What to Look for in Sherwood, OR Lease-to-Own Companies
When picking a lease-to-own company in Sherwood, OR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sherwood and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Sherwood, OR Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Sherwood, OR follow similar models. You shop at an approved Sherwood retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Sherwood, OR or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Sherwood, OR?
The items you can shop for in Sherwood, OR depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Sherwood, OR
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Sherwood, OR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sherwood businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Sherwood, OR, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sherwood, OR?
Snap Finance and Acima Leasing both want to help shoppers in Sherwood OR get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sherwood, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Sherwood, OR also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Sherwood, OR? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Sherwood, OR. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.