What to Look for in Saint Paul, OR Lease-to-Own Companies
When choosing a lease-to-own company in Saint Paul, OR, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Saint Paul and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Saint Paul, OR Work?
How does Snap Finance work? Or Acima Leasing? Whichever Saint Paul, OR lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Saint Paul and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Saint Paul, OR will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Saint Paul, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Saint Paul, OR. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Saint Paul, OR Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Saint Paul, OR as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Saint Paul and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Saint Paul, OR or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Saint Paul, OR
For shoppers in Saint Paul, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Saint Paul, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Saint Paul, OR also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Saint Paul, OR? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Saint Paul, OR shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.