How to Choose a Lease-to-Own Company in Phoenix, OR
When picking a lease-to-own company in Phoenix, OR, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Phoenix and Acima Leasing so you know which company is your best fit.
Snap Finance in Phoenix, OR vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Phoenix, OR lease-to-own companies operate similarly. You shop in person or online at an approved Phoenix retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Phoenix, OR will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Phoenix, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Phoenix, OR. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Phoenix, OR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Phoenix, OR as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Phoenix and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Phoenix, OR or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Phoenix, OR
Both Snap Finance and Amica Leasing aim to help shoppers in Phoenix, OR with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Phoenix, OR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Phoenix, OR also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Phoenix, OR? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Phoenix, OR shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.