Choosing a Lease-to-Own Company in Pendleton, OR
When comparing lease-to-own companies in Pendleton, OR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Pendleton and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Pendleton, OR Work?
How does Acima Leasing work? Or Snap Finance? Most Pendleton, OR lease-to-own companies operate similarly. To start, you choose an approved retailer in Pendleton and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Pendleton, OR or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Pendleton, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Pendleton, OR. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Pendleton, OR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Pendleton, OR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Pendleton stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Pendleton, OR.
Acima Leasing vs. Snap Finance Application and Requirements in Pendleton, OR
Snap Finance and Acima Leasing both want to help shoppers in Pendleton OR get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Pendleton, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Pendleton, OR, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Pendleton, OR Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pendleton, OR. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.