How to Choose a Lease-to-Own Company in Ontario, OR
When selecting a lease-to-own company in Ontario, OR, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ontario and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Ontario, OR
How does Snap Finance work? Or Acima Leasing? Most Ontario, OR lease-to-own companies operate similarly. First, you pick from a list of approved Ontario retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Ontario, OR or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Ontario, OR?
The items you can shop for in Ontario, OR depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Ontario, OR
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Ontario, OR and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Ontario and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Ontario, OR.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ontario, OR?
For shoppers in Ontario, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Ontario, OR. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Ontario, OR requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Ontario, OR, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Ontario, OR shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.