Choosing a Lease-to-Own Company in Newberg, OR
When picking a lease-to-own company in Newberg, OR, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Newberg and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Newberg, OR
How does Acima Leasing work? Or Snap Finance? Whichever Newberg, OR lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Newberg retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Newberg, OR or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Newberg, OR?
The items you can shop for in Newberg, OR depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Newberg, OR and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Newberg, OR retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Newberg stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Newberg, OR, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Newberg, OR?
Everyone in Newberg, OR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Newberg, OR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Newberg, OR also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Newberg, OR Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Newberg, OR shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.