Choosing a Lease-to-Own Company in Medford, OR
When comparing lease-to-own companies in Medford, OR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Medford so you can decide which company sounds best for you.
Snap Finance in Medford, OR vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Medford, OR lease-to-own companies operate similarly. To start, you choose an approved retailer in Medford and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Medford, OR or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Medford, OR?
The items you can shop for vary based on which Medford, OR retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Medford, OR Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Medford, OR businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Medford businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Medford, OR, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Medford, OR
Snap Finance and Acima Leasing both want to help shoppers in Medford OR get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Medford, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Medford, OR, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Medford, OR Lease-to-Own Company
Many shoppers across Medford, OR can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.