What to Look for in Lincoln City, OR Lease-to-Own Companies
When comparing lease-to-own companies in Lincoln City, OR, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Lincoln City and Acima Leasing so you can determine which company is right for you.
Snap Finance in Lincoln City, OR vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Lincoln City, OR lease-to-own companies operate similarly. To start, you choose an approved retailer in Lincoln City and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Lincoln City, OR or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Lincoln City, OR?
The items you can shop for in Lincoln City, OR depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Lincoln City, OR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Lincoln City, OR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Lincoln City stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Lincoln City, OR, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lincoln City, OR
For shoppers in Lincoln City, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lincoln City, OR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
Acima Leasing in Lincoln City, OR also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lincoln City, OR Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Lincoln City, OR shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.