Choosing Your Lake Oswego, OR Lease-to-Own Company
When comparing lease-to-own companies in Lake Oswego, OR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lake Oswego so you can determine which company is right for you.
Snap Finance in Lake Oswego, OR vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Lake Oswego, OR tend to work the same way. You shop in person or online at an approved Lake Oswego retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lake Oswego, OR will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lake Oswego, OR?
The items you can shop for vary based on which Lake Oswego, OR retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lake Oswego, OR
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lake Oswego, OR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Lake Oswego and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Lake Oswego, OR or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lake Oswego, OR?
Snap Finance and Acima Leasing both want to help shoppers in Lake Oswego OR get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lake Oswego, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lake Oswego, OR requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lake Oswego, OR
Many shoppers across Lake Oswego, OR can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.