Snap Finance in Hillsboro, OR or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Hillsboro, OR? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Hillsboro, OR Lease-to-Own Company

When picking a lease-to-own company in Hillsboro, OR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hillsboro so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Hillsboro, OR Work

How does Acima Leasing work? Or Snap Finance? Most Hillsboro, OR lease-to-own companies operate similarly. You shop in person or online at an approved Hillsboro retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance in Hillsboro, OR or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Hillsboro, OR Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Hillsboro, OR depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Hillsboro, OR and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Hillsboro, OR businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Hillsboro stores and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Hillsboro, OR.

Acima Leasing vs. Snap Finance Application and Requirements in Hillsboro, OR

Everyone in Hillsboro, OR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Hillsboro, OR. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Hillsboro, OR, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Hillsboro, OR, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Hillsboro, OR shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.