How to Choose a Lease-to-Own Company in Gresham, OR
When choosing a lease-to-own company in Gresham, OR, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Gresham and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Gresham, OR Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Gresham, OR lease-to-own companies operate similarly. You shop in person or online at an approved Gresham retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Gresham, OR will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gresham, OR?
The items you can shop for vary based on which Gresham, OR retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Gresham, OR
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Gresham, OR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Gresham and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Gresham, OR or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Gresham, OR?
Both Snap Finance and Amica Leasing support Gresham, OR residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Gresham, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Gresham, OR also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Gresham, OR? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Gresham, OR. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.