Choosing a Lease-to-Own Company in Grants Pass, OR
When picking a lease-to-own company in Grants Pass, OR, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Grants Pass and Snap Finance so you know which company is your best fit.
Snap Finance in Grants Pass, OR vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Grants Pass, OR lease-to-own companies operate similarly. To start, you choose an approved retailer in Grants Pass and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Grants Pass, OR will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Grants Pass, OR?
The items you can shop for vary based on which Grants Pass, OR retailers are approved by Snap Finance or Acima Leasing. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Grants Pass, OR
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Grants Pass, OR as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Grants Pass businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Grants Pass, OR.
What’s Needed to Apply for Acima Leasing or Snap Finance in Grants Pass, OR
For shoppers in Grants Pass, OR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Grants Pass, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Grants Pass, OR, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Grants Pass, OR, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Grants Pass, OR. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.