Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fairview, OR

You’re ready to shop with help from a lease-to-own company in Fairview, OR. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Fairview, OR Lease-to-Own Company

When picking a lease-to-own company in Fairview, OR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fairview and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Fairview, OR Work

How do Acima Leasing and Snap Finance work? Whichever Fairview, OR lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Fairview retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Snap Finance in Fairview, OR or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Fairview, OR?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fairview, OR. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Fairview, OR

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Fairview, OR businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Fairview and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Fairview, OR or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Fairview, OR

Both Snap Finance and Amica Leasing support Fairview, OR residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Fairview, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

Acima Leasing in Fairview, OR also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Fairview, OR Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Fairview, OR shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.