What to Look for in Eugene, OR Lease-to-Own Companies
When choosing a lease-to-own company in Eugene, OR, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Eugene so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Eugene, OR
How do Acima Leasing and Snap Finance work? Whichever Eugene, OR lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Eugene retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Eugene, OR will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Eugene, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Eugene, OR. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Eugene, OR Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Eugene, OR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Eugene stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Eugene, OR or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Eugene, OR
Snap Finance and Amica Leasing are dedicated to helping Eugene, OR shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Eugene, OR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Eugene, OR also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Eugene, OR
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Eugene, OR. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.