How Do I Choose Between Lease-to-Own Companies in Eugene, OR?
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. When looking at companies like Progressive Leasing in Eugene, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Eugene, OR so you can decide which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Eugene, OR Work?
How does Acima Leasing work in Eugene, OR? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible Eugene stores, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Eugene, you can be approved for up to $5,000!
Eugene Acima Leasing Requirements vs. Progressive Leasing Requirements
Although Acima Leasing and Progressive Leasing in Eugene, OR share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Eugene, OR, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Eugene with less-than-perfect credit. We consider more than just your credit history when reviewing your application.
Where in Eugene Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Eugene, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Eugene, OR, or view Acima Leasing's online retailers.
What Items Can I Lease in Eugene, OR with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Eugene, OR are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Eugene, OR?
Determining the right lease-to-own company in Eugene, OR is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Eugene stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.