Choosing Your Coos Bay, OR Lease-to-Own Company
When picking a lease-to-own company in Coos Bay, OR, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Coos Bay and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Coos Bay, OR Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Coos Bay, OR tend to work the same way. To start, you choose an approved retailer in Coos Bay and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Coos Bay, OR will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Coos Bay, OR?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Coos Bay, OR. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Coos Bay, OR Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Coos Bay, OR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Coos Bay and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Coos Bay, OR.
What Are the Requirements for Acima Leasing vs. Snap Finance in Coos Bay, OR?
Snap Finance and Amica Leasing are dedicated to helping Coos Bay, OR shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Coos Bay, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Coos Bay, OR, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Coos Bay, OR, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Coos Bay, OR shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.