How to Choose a Lease-to-Own Company in Clackamas, OR
When picking a lease-to-own company in Clackamas, OR, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Clackamas and Snap Finance so you know which company is your best fit.
Snap Finance in Clackamas, OR vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Clackamas, OR lease-to-own companies operate similarly. To start, you choose an approved retailer in Clackamas and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Clackamas, OR or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Clackamas, OR?
The items you can shop for vary based on which Clackamas, OR retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Clackamas, OR and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Clackamas, OR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Clackamas and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Clackamas, OR, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Clackamas, OR?
Everyone in Clackamas, OR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Clackamas, OR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Clackamas, OR, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Clackamas, OR? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Clackamas, OR shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.