Choosing a Lease-to-Own Company in Beaverton, OR
When comparing lease-to-own companies in Beaverton, OR, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Beaverton and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Beaverton, OR
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Beaverton, OR tend to work the same way. You shop at an approved Beaverton retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Beaverton, OR will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Beaverton, OR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Beaverton, OR. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Beaverton, OR
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Beaverton, OR businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Beaverton stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Beaverton, OR or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Beaverton, OR?
Everyone in Beaverton, OR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Beaverton, OR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Beaverton, OR also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Beaverton, OR, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Beaverton, OR shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.